Life Event Loans
You deserve to enjoy life’s biggest moments
From trips and celebrations to new family additions
From planning your dream wedding or trip to preparing for the arrival of a new baby, our funds are designed to help you get the most out of big moments — and prepare for unexpected expenses.
Streamlined application
Fund life’s biggest occasions with less stress
You work hard — getting the funds you need should be easy. We provide flexible funding fast, with no personal collateral requirements.
Industry-leading personal loan features
We provide a best-in-class lending experience that will meet your needs — and exceed your expectations.
- Large loan amounts – up to $200,0001
- Affordably low monthly payments
- May be approved in as little as 24 hours*
- Funding in as few as 5 days*
- Premium service 7 days a week
- No personal collateral required
- No lockout period or prepayment penalty
What separates impfindirect from other services
From long-term investment to short-term financing, impfindirect has the antidote to your problem
A partner to help you afford important moments
With twenty years of experience and real-life examples, you can be confident that impfindirect will provide you with insight-based advice on the ideal financial solution for your situation.
How to get your life event loan
Streamlined Application
Get started online or apply over the phone with no cost or commitment.
Quick Approval
Submit minimal documentation and you may be approved in as little as 24 hours.*
Fast Funding
Review your terms and receive your funds via wire transfer in as few as 5 days.
Let’s find the right loan to fit your needs
Understanding Life Event Loans
What is a life event loan and how does it work?
A life event loan from impfindirect is a personal loan that you can use to pay for various occasions. To get a life event loan, simply follow these steps:
1. Estimate your payment in as few as 30 seconds
2. Apply online or call our US-based team 7 days a week
3. Get funded in as few as 5 days2
What can you finance with a personal loan for life events?
Our personal loans can be used for a wide range of purposes related to life events, such as:
Celebrating a wedding or another occasion
Having a baby
Adopting a child
In vitro fertilization (IVF)
Covering unexpected expenses
Making major purchases
Taking a vacation
Can life event loans only be used for the purposes mentioned above?
No. Our personal loans can be used for multiple personal uses. For example, if you apply for a loan with the intention of paying for a wedding, you can use any remaining personal loan proceeds to cover your next vacation, pay for unplanned expenses, or even consolidate your personal debt.
Why should I choose a impfindirect personal loan to fund my life events?
Other lenders may provide personal loan amounts up to $50,000 or $100,000. At impfindirect, we provide anywhere from $20,000 up to $200,0001 so that you can pursue your biggest ambitions. Also, we offer fast funding in as few as 5 days2 and extended terms, giving you affordably low monthly payments.
If I have unplanned expenses I need to pay for, how quickly can I get a loan?
With impfindirect, you can get approved for a personal loan in as little as 24 hours2, and you can receive your funds in as few as 5 days2.
Does a personal loan for life events impact your credit?
Personal loans may impact your personal credit during the full credit inquiry that the lender performs following your application or before funding.
At impfindirect, we do not perform a full credit inquiry until the funding stage, so your credit score will not be impacted during the application process.