Business Opportunity Loans

Diversify revenue, increase your bottom line

Identify opportunities,and capitalize

With funds in as few as 3 days*, our loans can empower you to take advantage of new opportunities and reap the rewards.

Streamlined application

Financial freedom to explore new ventures

Our business opportunity loans don’t require personal collateral, allowing you to expand into new areas in the market quickly and easily.

Industry-leading business loan features

We provide a best-in-class lending experience that will meet your needs — and exceed your expectations.

  • Extended repayment terms — up to 12 years*
  • Large loan amounts — up to $250,000*
  • Affordably low monthly payments
  • May be approved in as little as 24 hours*
  • Funding in as few as 3 days*
  • Premium service 7 days a week
  • No personal collateral required
  • Won’t affect personal credit*

What separates impfindirect from other services

From long-term investment to short-term financing, impfindirect has the antidote to your problem

A partner to help you grow

With 20 years of experience and real-life examples, you can be confident that we’ll provide you with the best solution for expanding your business—easily and efficiently.

How to get your business debt consolidation loan

Streamlined Application

Get started online or apply over the phone with no cost or commitment.

Quick Approval

Submit minimal documentation and you may be approved in as little as 24 hours.*

Fast Funding

Review your terms and receive your funds via wire transfer in as few as 3 days.

Let’s find the right loan to fit your needs

Understanding Business Loans

What is a business opportunity loan and how does it work?
This is a business loan from impfindirect that you can use to take advantage of new opportunities, like expanding into new markets. To get a business opportunity loan, simply follow these steps:

1.Estimate your payment in as few as 30 seconds
2.Apply online or call our US-based team 7 days a week
3.Get funded in as few as 3 days*
1.Estimate your payment in as few as 30 seconds
2.Apply online or call our US-based team 7 days a week
3.Get funded in as few as 3 days*

Will a business opportunity loan affect my personal credit?
No. Our business loans will not impact your personal credit. We only do a soft pull of your credit when you apply, so your score will not be affected. Then, after you are funded, your impfindirect loan will not be reported to the credit bureaus, allowing you to take on more credit in the future if need be.
Is there a minimum credit score to get a business opportunity loan?
No. There is no minimum credit score to obtain funding from impfindirect. Our team examines multiple attributes in addition to your credit score to find the right solution for your business goals.
Can you fund a business opportunity with no money down?
Yes. Also, impfindirect does not charge application fees, and there are no pre-closing costs.
If the opportunity I am looking to fund is a new business, do I need to provide a business plan?
No. At impfindirect, we do not require a business plan, pro forma, or personal collateral when funding business loan requests.
What is a business acquisition loan?
A business acquisition loan is when a bank or a lender provides a company or an investor with partial or full funding to acquire a business.
Can I acquire a business with a business loan from impfindirect?
Yes. You can purchase a business with a business loan. Our business loans go up to $250,000* with repayment terms out to 12 years*, making your monthly payments low and affordable.
Is a business acquisition loan the same as a bridge loan?
No. A business acquisition loan is not the same as a bridge loan. A bridge loan is a short-term loan that gives you enough money to secure a deal while you wait for a full loan like a traditional business acquisition loan to come through. A business acquisition loan provides you with the financing you need to complete the full purchase.
Do business acquisition loans cover all types of businesses?
Yes, if the lender you use approves of the use of funds. Each lender has a different policy.
Are working capital loans a good idea?
Working capital loans can be beneficial if you could use outside financing to achieve your business goals. Our working capital loan solutions provide large amounts and extended terms, which can help put your goals within reach.

View your estimate

No application fees, commitment, or impact on personal credit to estimate your payment.

*Terms subject to credit approval upon completion of application. Loan sizes, interest rates, and loan terms vary and are determined by applicant’s credit profile. Finance amount may vary depending on your state of residence. Call for complete program details.
Commercial Loan Repayment Example: A $94,695 commercial loan with a 9-year term and an APR of 14.8% would require monthly payments of $1,633.
IMPORTANT INFORMATION ABOUT ESTABLISHING A NEW CUSTOMER RELATIONSHIP
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies every customer. What this means for you: When you apply for a loan, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. If all required documentation is not provided, we may be unable to establish a customer relationship with you.