ACTIVE LOAN

Business Debt Consolidation Loans

Simplify and control business debt

Estimate your payment

Pay off debt — with low monthly payments

Turn credit card, loan, and other high-interest business debt into one fixed and affordable monthly payment.

Streamlined application

Consolidate business debt,hassle-free

Our flexible debt consolidation loans can give you the relief you need to manage debt and tackle new opportunities, without having to provide personal collateral.

ACTIVATE LOAN

Industry-leading business loan features

We provide a best-in-class lending experience that will meet your needs — and exceed your expectations.

  • Extended repayment terms — up to 12 years*
  • Large loan amounts — up to $250,000*
  • Affordably low monthly payments
  • May be approved in as little as 24 hours*
  • Funding in as few as 3 days*
  • Premium service 7 days a week
  • No personal collateral required
  • Won’t affect personal credit*

What separates impfindirect from other services

From long-term investment to short-term financing, impfindirect has the antidote to your problem

Estimate your payment

A partner to help you look ahead

Leveraging 20 years of experience, we’ll provide you with a solution that helps you put financial roadblocks in your rearview mirror—so you can focus on what’s next for your business.

ACTIVATE LOAN

How to get your business debt consolidation loan

Streamlined Application

Get started online or apply over the phone with no cost or commitment.

Quick Approval

Submit minimal documentation and you may be approved in as little as 24 hours.*

Fast Funding

Review your terms and receive your funds via wire transfer in as few as 3 days.

Let’s find the right loan to fit your needs

Understanding Business Loans

What is business debt consolidation and how does it work?

Business debt consolidation is the process of combining your current business debt(s) into a new loan with a single fixed interest rate. To get a business debt consolidation loan from impfindirect, simply follow these steps:

1.Estimate your payment in as few as 30 seconds
2.Apply online or call our US-based team 7 days a week
3.Get funded in as few as 3 days*

What is the advantage of consolidating business debt?

If you have multiple types of business debt with high and/or variable interest rates, and multiple payment dates to remember each month, business debt consolidation can roll those debts into one new loan. Our business debt consolidation loans provide a fixed interest rate and extended terms out to 12 years*, which give you one monthly payment that’s affordably low and easy to manage.

Will a business debt consolidation loan affect my personal credit?

No. A business loan is intended for business use, such as consolidating business debt, upgrading equipment or technology, renovating an office, and more. A personal loan is intended for personal use, such as covering unplanned personal expenses, consolidating personal debt, or paying for a vacation.

Is there a minimum credit score to get a business debt consolidation loan?
No. There is no minimum credit score to obtain funding from impfindirect. Our team examines multiple attributes in addition to your credit score to find the right solution for you.
Can I use a business debt consolidation loan to pay personal debt?
No. Business debt consolidation loans are specifically designed to cover business debt. However, at impfindirect, we provide personal loan options as well, including personal debt consolidation loans.

View your estimate

No application fees, commitment, or impact on personal credit to estimate your payment.

Estimate your payment
*Terms subject to credit approval upon completion of application. Loan sizes, interest rates, and loan terms vary and are determined by applicant’s credit profile. Finance amount may vary depending on your state of residence. Call for complete program details.
Commercial Loan Repayment Example: A $94,695 commercial loan with a 9-year term and an APR of 14.8% would require monthly payments of $1,633.
IMPORTANT INFORMATION ABOUT ESTABLISHING A NEW CUSTOMER RELATIONSHIP
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies every customer. What this means for you: When you apply for a loan, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. If all required documentation is not provided, we may be unable to establish a customer relationship with you.